:
Thank you, Mr. Chairperson and the standing committee, for giving me this opportunity to come before you once again.
As you know, I have served as the chair of the Gerontological Advisory Council since its inception in the fall of 1997. I'm sure you've all read and digested GAC's report, Keeping the Promise, which we released in 2006. I appeared before this committee in April 2007 to discuss it.
Over the past 13 years, I've also attended meetings of other VAC advisory groups, and I was a member of the new Veterans Charter advisory group as well, which of course released its report in October 2009, Honouring Our Commitment.
I know that you're primarily interested in the new Veterans Charter, as it continues to be a living and therefore changing and changeable charter. While Keeping the Promise focused on the concerns of DVA for the traditional veterans of World War I--there were four alive at that time, and of course none now--and World War II and Korea, in that report we suggested that the basic principles advocated for the traditional veterans should really be applicable to all veterans.
The Gerontological Advisory Council works largely through consensus and only rarely votes on motions. However, GAC, at its last meeting, formally and unanimously endorsed the report of the new Veterans Charter advisory group. As you know, that report also endorsed the basic principles in Keeping the Promise. So there's a real synergy between these two reports. That's really the theme I have for you today.
I want to speak to some of these general principles of, if you will, consistency or agreement across those reports, and then take some questions from you.
Any recommendation that the Gerontological Advisory Council made had to pass three tests, basically. It had to meet the needs of the veterans groups, as they see it, to be acceptable to them. It had to be realistic in terms of the clinical and health care experience of the providers. And it had to pass the scientific criteria so important to the academic members of the council, who are really interested in evidence-based practice. These same principles, which I can translate as realism, pragmatism, and scientific validity, also governed the new Veterans Charter advisory group in its deliberations. I really don't think you can do better as a way to formulate policy advice.
I think the most useful thing I can do is to highlight the congruence between these two reports. The basis of this congruence is that both reports place the veteran in a life course context. The life course context is widely accepted by social scientists and employed by the policy research initiative of the Canadian government. It maintains that in order to understand people in the later years, you really have to understand what they have been through all of their lives, and also in relation to the way they encountered history. For example, research shows that psychological damage occasioned by operational stress injuries does not necessarily emerge immediately, but may only have effects later in life, sometimes much later in life. For that matter, the same can be said for musculoskeletal injuries. That makes it difficult, if not impossible, to link the veteran's needs to a specific service-related incident that may have occurred years or even decades earlier.
Another principle enunciated in Keeping the Promise and further developed in Honouring Our Commitment is the emphasis on the social determinants of health. That concept is very Canadian, in fact. It dates back to the famous Lalonde report and also to what is colloquially referred to as the Epp report--after the then minister, Jake Epp--Achieving Health For All. These are charter documents in the field. Their approach has been adopted by the World Health Organization and very much influences thinking among the National Institutes of Health in the United States, CDC, and the Canadian Institutes for Health Research in Canada.
Social epidemiologists maintain that social determinants of health other than medical care, which is one of the social determinants, account for more variation in health status than does health care itself. The emphasis on policies to address not only medical care but also other social determinants of health, such as economic conditions, I take to be a major strength of the Honouring Our Commitment recommendations.
The big example for me in that report is in terms of economic well-being and the importance of taking a life course perspective, as reflected in recommendation 2.2: “Ensure disabled veterans receive a fair, equitable income consistent with a normal military career.” It's a good thing to index disability benefits to the cost of living. However, if the base salary remains that of a private, these benefits will not fairly reflect what the individual would have been able to realize had they been able to stay in active service and live out a normal military career with its attendant promotions.
I know there are concerns about the issue of lump sum payments. This is a complex area, and I am not an economist; I am merely a sociologist. But my major area of research in aging, in fact, has been in the sociology of the life course and the changing transition from work to retirement. My reading of the literature on people's anticipations and planning for retirement suggest that lump sum payments may have disadvantages from the perspective of the veteran.
I recently summarized for my aging class at the University of North Carolina at Chapel Hill--where I am a professor--the data related to income security in later years. There are four basic points. Most people think they're saving more than they are. People think they have more pension coverage than they do. Most people don't know--this is in the U.S.--that the social security retirement age is rising from 65 to 67, and people expect to work longer than they actually end up working.
This is all evidence-based knowledge in the U.S., and I assume it applies to Canada. The new Veterans Charter would do well then to provide predictable economic support that does not change drastically when one reaches the conventional retirement age of 65 or the normative actual retirement age of about 63 or 64 in Canada.
Some people who receive lump sum benefits as compensation for pain and suffering are likely to spend them rather than use them wisely over the remainder of their life course. Lump sum benefits may be less costly to the department, but they can be very costly to the economic and social well-being of our veterans.
The recommendations in Honouring Our Commitment, I think, present a reasonable set of proposals in this area. An ecological perspective is another plank in the platforms of both reports--advocated in the Gerontological Advisory Council as well--which places the veteran in the context of his or her family and community and urges the provision of care programs close to home.
Keeping the Promise promoted the principle of family based services, and this approach is reflected in the new Veterans Charter advisory group recommendations regarding the family. In fact, it's the very first recommendation in that report, to strengthen family support services in five different areas.
A program based on needs rather than on complex service-based eligibility requirements was central to recommendations in Keeping the Promise. We maintain that it is neither feasible nor necessary to relate a current health condition in the later years to a specific war or conflict-related event. Moving to needs-based criteria with careful screening of needs could save a lot of administrative dollars and reduce the complexity and the time of the appeals process that many veterans go through.
To address veterans' needs--I know Muriel Westmorland has emphasized this to you--rehabilitation has to be stepped up greatly as a Veterans Affairs Canada service component. While doing so is costly, I'd like to suggest to you that it's also an investment, because active rehabilitation early in life is going to enhance the veteran's ability to remain in the workforce, to attain economic security, and to remain healthy longer.
Putting all this together, we in the Gerontological Advisory Council saw the need for a new way to organize comprehensive, integrated health and social services. We continue to think this has a wider applicability through the new Veterans Charter evolution to address as well the needs of the Canadian Forces veterans. All members of the Gerontological Advisory Council think Keeping the Promise articulates a clear set of principles for the reform of health and social services for all of Canada's veterans.
We are all delighted that the May 2008 report of this committee called Keeping the Promise is a bold new approach to health programs and services, and your first and second recommendations were that the DVA redesign its programs for both classes of veterans, as recommended by the department's Gerontological Advisory Council in Keeping the Promise.
I will tell you frankly that neither I nor other members of the Gerontological Advisory Council, which I chair, are particularly happy that the legislative authorities to act on this advice are not in place. My impression is that the Department of Veterans Affairs values the policy advice in Keeping the Promise greatly, and at its request we have been giving the department advice as to how to move as far as we can in the direction we've advocated, sticking within existing legislative authorities.
So here's where the advice of the new Veterans Charter advisory group I think is useful, because it rests on the same general set of principles. We think the recommendations in Honouring our Commitment meet those three tests that I mentioned earlier: they meet the needs of veterans; they are realistic in terms of providers; and they are consistent with research-based evidence about the health and social service delivery and economic support mechanisms that are needed.
My message to you, then, is a ringing endorsement of that report, and I hope you'll recommend the necessary changes to legislative authority.
Thank you.
:
You're absolutely right. It is a huge issue. I think that problem is part of the reason there is an interest in expanding home care services rather than nursing home care.
Thirteen years ago, when we established the council, the veterans organizations' representatives on the council were, as the academics would put it, wedded to the bed. They had legislative authority for so many contract beds, so many nursing beds, and so many hospital beds. The council was reluctant in the first year or two to actually see the department move to expand home care service because they were afraid the money would be shifted away from these valued beds.
The gerontological experts on the committee were successful--I know we were--in getting across the idea that, actually, while there will always be some people who will need nursing home care, people like to stay in their own homes as much as possible. Even for demented people with Alzheimer's disease, for example, there are as many of them being nicely taken care of at home as there are...
It doesn't necessarily mean institutionalization in a nursing home. Others on our committee are much more expert on long-term care. In fact, we had Canada's leading experts on long-term care on the Gerontological Advisory Council. François Béland is one and Dr. Shapiro, from Manitoba, is another.
I think it's easier to sort of organize and contract for home delivered long-term care services in the rural areas than the alternative, which is to bring people to larger centres, to nursing homes. We no longer have a situation of every little town having its own nursing home. So if you want to keep people closer to home, community-based services will help, in part, to solve that problem.
:
Thank you, Mr. Chairman.
And, sir, thank you very much for coming today.
We have, from Suzanne Tining, the deputy minister, copies of the four reports that your group has done over the years. What we don't have is a written response to those recommendations.
I'm just a bit confused here. We had Mr. Allard, of the Legion, who is part of your organization, indicate to us when he was here that there has been no written response to the recommendations. The witness after him, the following day, said that you don't get one, that you talk to them, you discuss your recommendations, but there is no written response to your recommendations.
When we do a report from this committee, we send it to the minister. Within a certain allotted time they give us a written response to our recommendations and to our basic analysis of what we've heard. I'm wondering, you've been here since the beginning, have you ever insisted on, or has your group ever asked for, a written response to your recommendations? You've said that, like Darragh Mogan, they're very receptive to your recommendations. But we really don't know that unless they put it in writing to say what they think of your analysis and your recommendations.
So have you ever asked for written recommendations to your reports? If not, why not? I'm just a bit confused as to why you wouldn't insist on or you wouldn't receive a written response to your very worthwhile recommendations.
:
We have not ever requested it. And I don't remember--it's been 13 years--anyone on the council ever suggesting that we get a written response to specific recommendations we made.
I have, in a sense, requested a response from the minister, but all I get is the “we do a lot for veterans” kind of reply. This is, again, not from the current minister, who is newly appointed, but I've had letters like that.
So why haven't we done it? We have felt that the relationship is good, ongoing, and more like a dialogue we have with these people.
When we have our council meetings there are always other members of the department there as well, besides Darragh and Ken Miller. And Brian Ferguson is there when he can be as well. So I think we've just felt that it's more like an ongoing dialogue. We give this advice, it appears in fairly detailed minutes, but we have not really felt the need to do that because we've trusted--and maybe it's misguided, although I don't think so--that they are doing their best to follow our advice and that they like our advice. They certainly tell us that orally, and in the minutes of virtually every meeting we have there is an expression from Brian Ferguson, the senior ADM, and from Darragh Mogan. That's in the minutes of the meeting, saying how valuable they find our advice.
:
I agree with you completely.
One thing in my additional notes here that I thought I would try to get in is that education really is the key.
I've done some work... We're refining that work with a graduate student of mine who's going to do a dissertation out of it, and David Pedlar, the director of research, is going to be on our committee. But we've done some research with the Canadian Forces survey, which is fairly old now, but clearly shows that educational attainment really makes a difference when people are discharged with a disability. It's a huge difference. There are predictable levels. Those with less high school do a lot worse than people with some high school even. Having a degree makes a huge difference as well. It's a qualitative difference. There's a statistically significant difference in financial outcomes later in life.
I have a student in my class, a Caroliner—I just gave him an A on his term paper as a matter of fact—and he's here because he's paid for by the G.I. Bill in the United States. We used to send World War II veterans to college. Educational benefits can make a huge difference. It is a social determinant of health.
We have to remember—and this is referred to in the report—people who are transitioning from the military, which is a particular kind of work, are now going into other occupations in a different field. Having an educational foundation to be able to do that can be very, very important.
First of all--and this is a DND thing, not a VAC thing--I think there should be a lot more attention to helping serving soldiers and members of the forces upgrade their education while they're in the service, and in a sense make the forces an educational... No one should leave the Canadian Forces without at least the equivalent of a high school education--no one.
The university support would be an investment that is well worth it. Look at how educational benefits helped transform this country as well as the United States after the Second World War.
These were not even explicitly on the table. That's me talking. I think that would be a really good thing.
The other thing, in the broader sense, about the social determinants of health, and this may be where the recommendations in Keeping the Promise for a kind of jacked-up integrated case management system come into play, is you need a system that's comprehensive enough that you can handle the health aspects of the disability but also the social aspects in terms of economics and the family. They all intertwine.
We know that operational stress injuries, for example, lead to a lot of marriage failures, and we can understand why with the things people are going through. There are other things—increasing the use of the Canadian Forces bases. Family benefits programs and their accessibility by veterans are great. They're also in several parts of the country, which helps as well.
But I think case management is a really important function. That also means training people for broadly based case management, which integrates not just the health aspects but the family and economic aspects as well.
:
On the first one, is it frustrating, yes, it is. But you know, I tell graduate students when they're starting their careers, “Don't try to solve all the world's problems in one study. It's a long-range process. Bring your little pebble, throw it on the pile, and maybe you'll eventually get a small hill going.” We're not revolutionaries here.
I think everyone on the council--the academics, at least--feels it's just a privilege to be able to do something, to make some kind of contribution for our country and for these veterans. So it is discouraging. But again--and I've said this before--it's not that the department is unreceptive to our advice. The department is receptive to our advice. It just seems to have trouble getting things done. That's my interpretation of it.
Is there a consensus on research themes? Well, we have a report at every council meeting. I'm talking now about the Gerontological Advisory Council. We have had a report at every meeting on the research activities that are going on, so we are well briefed. David Pedlar is there, and we react to what he's doing.
I think the department is really going in the right direction under David's leadership, in the sense that there's a heavy emphasis on operational stress injuries. This goes back to... You asked about Ste. Anne's, that big centre now for operational stress injury research, which is really important.
There's a place now, in the new Canadian longitudinal study of health and aging, for a veterans unit, a component in there so that they can learn more. That's where it's done, because there's not a huge budget for veteran-specific research. But if you can sort of buy into various ongoing research projects, bigger nationwide projects like that, identify the veterans and get data that way, it's a... And he's been very strategic in building alliances like that, working with various Canadian institutes for aging and health. The one on rehabilitation, for example, is really important in that area.
So compared to 13 years ago, there's a huge difference now in terms of the available research data. They're still working at building up more what you might call administrative data that could be used, that you could get from records, and so forth. The council has spent a lot of time reviewing and critiquing the tools that are used to measure health status, for example, so they get better data like that. So I think a lot of progress has been made in this area.
:
I'll go ahead with my notes. I'm going to read this.
Mr. Chair, members of the Standing Committee on Veterans Affairs, thank you for allowing me this opportunity to speak today on behalf of our veterans.
I would like to start by telling you a little about myself. I am a former medical officer who has served in both the regular and reserve forces. I have participated in numerous military operations, both at home and overseas. I have a unique general practice in Halifax, composed of former military and RCMP members and their spouses. I formed this practice, as I have discovered there is a definite need for a medical transitional service for both regular and reserve forces personnel who have left or who are leaving the Canadian Forces.
I am also an active member of the Royal United Services Institute of Nova Scotia, or RUSI, which I am representing here today. For those of you who may not be familiar with RUSI, I would like to take a moment to explain to you who we are and what our organization does. The Royal United Services Institute of Nova Scotia serves as a discussion and education forum on Canadian defence and security issues. Our membership includes serving and retired officers and members of the Canadian Forces, the RCMP, other security agencies, business, industry, community leaders, and other interested individuals who carry out a number of activities that support the implementation of effective foreign defence and security policies. In addition, we encourage the development and maintenance of Canada's military and security forces, and we feel strongly about the requirement for a comprehensive benefits package that many of our veterans require in order to sustain a reasonable standard of living.
In order to gain better understanding of the benefits available under the new Veterans Charter, RUSI Nova Scotia established a committee, of which I am a member, to determine if deficiencies exist, and, if so, to offer our assistance to help resolve shortfalls within the charter in a fair and equitable manner. To date, the committee has met with senior members of the Legion, Veterans Affairs Canada, the veterans affairs committee ombudsman, Nova Scotia Capital Health, provincial and federal politicians, veterans, and serving members of the military.
We have concluded that there are many positive aspects to the programs available through the new Veterans Charter. However, the current VAC plan to downsize and eventually close existing long-term medical care facilities as the World War II and Korean War veterans decline in numbers raises grave concern, not only for the veterans and their families, but we believe for all citizens of this magnificent country.
Modern--that is, post-Korean War--veterans do not have access to the specialized long-term health care facilities currently run by Veterans Affairs Canada. These facilities are all specialized, ranging from Camp Hill veterans hospital in Halifax, Ste. Anne's Hospital in Sainte-Anne-de-Bellevue, Quebec, Sunnybrook Hospital in Toronto, to the smaller nursing homes around the country that have a few beds under contract to VAC. Modern veterans in need of long-term health care must compete with the general public for beds in nursing homes or hospitals. Waiting lists are long for placement in these facilities. The facility may be located a great distance from the veteran's home and family. The facility is most likely not equipped to offer the expertise to deal with veterans' special needs, such as post-traumatic stress disorder treatment, severe head and body trauma, and amputee rehabilitation.
I have permission from the family to discuss one such veteran with you. This gentleman is Major (Retired) Philip Paterson. Major Paterson is also a patient I have been looking after for several years. I knew him when I was serving with the Canadian Forces. Our committee visited him at home this past November. He was diagnosed several years ago with PTSD, post-traumatic stress disorder, and more recently dementia. Although he's still living at home at this time, his deteriorating condition is such that it is placing an unacceptable level of stress and financial hardship on his family.
Major Paterson attended the Royal Military College at the same time as our committee chairman. Despite his dementia, it was clear during the conversation that he recalled, with fond memories, many of the same people and events that transpired some 40-plus years ago, but was totally at a loss to remember things his wife had said only a few minutes earlier. His condition had deteriorated to the point where he urgently needed to be placed in a permanent facility.
Despite numerous attempts to have him admitted to Camp Hill veterans hospital in Halifax, however, he was officially denied access by Veterans Affairs. He was admitted to a long-term care facility in Bridgetown, Nova Scotia, a three-hour drive from his family. The need for specialized programs and to be with other veterans provides one of the few remaining opportunities to foster any form of quality of life for our veterans.
Please don't take these comments as blasting Veterans Affairs Canada. There is much to like about the new charter. There is a much stronger focus on reintegrating the injured veteran into the workforce and society in general. There are existing training opportunities, some hiring priority in the federal civil service, and psychological services such as the operational stress injury centres located in several provinces.
Veterans Affairs does not supply medical treatment to veterans. This is done through the provincial health care systems. DND and VAC have collaborated to set up the joint personnel support unit at various bases to help Canadian Forces members who are being medically released to transition to civilian life. These centres do not supply medical transitional services for these patients. This type of service has yet to be established. As you know, that is what I do as a private general practitioner. I would like to see medical transitional services that are designed to deal with the regular and reserve forces set up across the country.
Mr. Chair and members of the committee, our modern-day veterans have served this nation under the most dangerous and miserable conditions imaginable. Their dedication and sacrifice have helped form one of the cornerstones of Canadian foreign policy and have earned Canada the utmost respect and envy around the world. The ability to provide the specialized medical care that so many of our veterans currently need, or will require, is not a gift, but a debt they are owed by this country. The measure of an institution such as Veterans Affairs cannot be determined by fiscal management alone, but rather by compassion and quality of the service they provide.
I am absolutely convinced that any short-term budgetary gains realized through a reduction to essential veterans services will be minor when compared to the long-term cost to our veterans, their families, and society at large.
Mr. Chair and members of the Standing Committee on Veterans Affairs, please help to ensure our veterans receive the treatment and respect they have earned. Do not allow the erosion of specialized treatment or the elimination of the long-term care facilities they so desperately require.
I would like to express my sincere thanks to you for having taken the time to listen to me today. If you have any questions, I'd be happy to answer them.
:
First of all, before I start off, I'm going to tell you I'm not an educated man in regard to what you people have gone through. I am a soldier. I have been a soldier since the age of 15. And I will talk like a soldier. I'm not here to make friends. I'm not here to get a job, a high-paying job, or any other thing. What I'm trying to do is bring to light what's going on with the new charter, having worked with many veterans under the OSISS program, if you please.
Mr. Chair and fellow members of the Standing Committee on Veterans Affairs, it is a great honour to sit with such noble individuals. Thank you for your time to let me speak to you today on issues that are very concerning to my fellow veterans, and I speak for the fellow veterans. Having served in all three branches of the military over a span of 37 years, there's not much as an individual that I have not covered. This includes tours with NATO and the United Nations organizations. My schooling was completed carried out on a battlefield. My instructors were hardened men who had served in the Second World War and Korean conflicts. So one might say that you grew up very fast or you were forced to the wayside.
My first encounter with death through battle was at the age of 18 in Cyprus, 1967-68, and my last throw of the hat in the battlefield was under the conditions in Somalia in 1992-93.
If given the chance, I would like to bring issues to the table in regard to the new charter and how it has failed the veteran. Other issues that should be covered are how Veterans Affairs treats its veterans, patronizing by persons of authority who have no experience with military or no understanding of the afflictions suffered daily by veterans. These same persons always seem to come to light when serious conditions arise regarding the veterans and their health. The final decision has to be made by them whether or not the veteran is entitled to his/her claim.
It must be remembered that the majority of these patrons have no medical or psychological background whatsoever. It has gotten to the point where the system is overriding the recommendations of medical professionals. This is not only a sham but a disgraceful and demeaning act to the medical system. Some very highly qualified medical professionals have actually been picked out and harassed by Veterans Affairs and deemed not competent to give medical advice to Veterans Affairs in regard to veterans' claims.
Where does a veteran stand? He or she is left to their own demise. More and more I see that Veterans Affairs is being run like a business and not as an agency to help our veterans who have served for years without the right to appeal or complain. Now that the veterans need help, they seem to be dropped to the wayside, and it is getting worse.
William (Bill) Maguire, P.O. Box 5, Eastern Passage, Nova Scotia.
I've brought 20 copies of this, plus 20 copies of my time served in the forces. And I apologize, sir, it's not in French.
I am open to questions.
:
Oh, I get two and a half minutes. I'm so delighted. Thank you.
Mr. Maguire, I want to question you, if I could. First let me thank you for being here today and for the service you have given to our great country.
You talked a little bit about how the new Veterans Charter has failed--has failed you and has failed veterans. I wonder if you could give us a few specifics about where exactly it has failed.
I'm going to put all my questions out in case you talk out the clock, so that you can refer to all of them. That was the first one.
Second, I was shocked and mortified to hear that you've been patronized, or you feel that veterans have been patronized in the way you've described. I wonder if you have any concrete examples. Is there anything we can do, as a committee, to address this grievance? It just mortifies me that this would happen to our veterans.
Finally, you mentioned that Veterans Affairs Canada has been performing as a business, without considering policy that would act in the interests of our veterans. Are there any specific issues you can address as well that we can assist with?
:
You asked how the new Veterans Charter has failed. One of the big things that upsets a lot of us modern veterans is that anyone who applied for a claim after April 1, 2006, was deemed to be under the new Veterans Charter. The new Veterans Charter eliminated all pensions. You were given a lump sum for your injuries and basically told to go on your way and leave them alone. You had your $50,000 or $70,000, or whatever it is, so now leave them alone.
They have said that they are trying to keep the quality of life of the veteran at a high level, percentage-wise. In other words, keep us at home as long as possible and keep us out of the system. This is done through rehabilitation programs, spousal allowances, and things like this.
Again, the new Veterans Charter has failed. I am over 100% disabled. My wife has had to quit work to look after me. Yet there is no compensation out there for her. When I asked why, I was told that she is my wife and she is expected to look after me. I thought that was very demeaning. Between us, we've lost over $3,000 a month. I've gained $300 through the Canada Pension Plan.
Every time we ask for funds--not just me, but other veterans I have worked for--we are given the same story. We're not entitled. We don't meet the requirements. And it goes on and on, especially if you come under the new Veterans Charter. It seems that they want nothing to do with us.
Now, the men who were under the old charter, prior to April 1, 2006, are pensioned, and their indexed cost of living index goes up 6% every year. Six percent is a lot of money when you're making $2,000 or $3,000 a month under pension plans. We're not given anything. We're getting nothing.
Then they say that if you're 100% disabled, you have no need to ask for anything, because they are here for us. Well, that is “bullarkey”. I need pills now, and I have to get Heather to sign for the prescription, and I'm told that I'm not covered. I'm a diabetic and I need stockings. I'm not covered. It goes on and on.
Your second question was...?
:
--an insurance company. All Veterans Affairs Canada can do for patients is to get doctors like me to treat them. We're not paid by Veterans Affairs Canada; we're paid by the provincial government to treat them. So Veterans Affairs Canada does not pay any doctors to treat any patients.
But what they can do is support me when I say a patient needs physical therapy, occupational therapy, or message therapy. Veterans Affairs will pay for so many episodes, 20 sessions a year or something like that, but that's all they do. They will pay for somebody, a nurse or a worker—usually an occupational therapist—to come out and assess a patient in the house and recommend some changes, maybe in the patient's house, to make life more comfortable. But Veterans Affairs doesn't treat them.
The real problem here is that there is really no medical interaction with Veterans Affairs Canada. They are a business; they supply business things. Think about any insurance company that you deal with. They deal the same way that an insurance does with their clients. It's run the same way.
The medical care is something that has to be not contracted outside, because you don't contract a doctor to treat patients; you find a doctor. You find a doctor through the regular provincial heath care systems to treat these patients. Some doctors are better than others at finding help for their patients.
As far as the long-term care facilities go—because I think it is just terribly serious—there is no long-term care any more for veterans. All they can do is pay for some of the support services that veterans would get in their home or something, but they don't offer long-term care facilities any more for our modern veterans.
Thank you.